Jazika loan App is one of Kenya’s Mobile Loans Apps owned by Jazika Ventures. The mobile loan app allows you to access credit from your phone when you need it.
No one likes the feeling of having an empty pocket, and it is at these times when our stomachs make fun of us, releasing grumbles and hunger we never felt. However, with Jazika Loan App, you can get quick cash without even noticing it.
Update 2024: The app is no longer available.
Jazika loan app benefits
Below are some of the features that will leave you wishing you had known this app earlier.
1. Easy, Fast, and Secure Login
While other loan apps might let you log in, request loans, and even make payments without ensuring security, Jazika Loan App enables you to enter your password before logging in or making any decisions. This relieves you of the stress of someone impersonating and taking a loan on your behalf.
This makes Jazika a secure and straightforward place to get credit directly to your M-PESA. Right?
2. Interactive Interface
Jazika Loan App has an interactive Menu that blends well with your smartphone, and It has an uncomplicated menu from where you can apply for a loan, check your loan dues and time due, and verify your account. At Jazika you can also invite friends and get discounts.
Jazika App also lets you get answers to questions that you may have or even contact them directly if you have any issues you need to solve.
3. 5-Minute Application
With the easy requirements and steps to applying for a loan. The new Jazika App lets you make loan applications in less than 5 minutes. The vetting procedure does not take long. You get immediate feedback on what Amount of money you can borrow and why.
Jazika Loan App also has made it easy to repay Loans. You get the loan through M-PESA. And repay it through the platform too.
Jazika Loan App download steps
It is quite easy to download the Jazika loan app to your phone.
- Visit the Google Play Store
- Download the app to your smartphone
- Once the Jazika App has been downloaded, open the app and create an account.
How to repay your loan from Jazika
- Go to M-PESA,
- Enter PayBill 687035
- Enter Business Number, which in this case will be your phone number
- Enter the Amount you want to pay
- Pin, then you are good to go.
Flexible repayment plan
Although mobile loans have been rising recently, many companies have been taking advantage of this and making the most out of their customers. This is by charging high interest with lower durations of payments.
Not with Jazika, Jazika gives you a flexible payment plan of up to 30 days with 5-33% interest on the money borrowed. Jazika also does not charge any penalties. This means you will not have to care about clearing your name with the CRB soon.
This is a plus. Imagine waking up someday and being turned down at a job just because of that KES 500.00 you borrowed from an app. Not good, right?